Bank with Confidence
At The Bank of LaFayette you can "Bank with Confidence", enjoying the same level of security and customer service that has enabled us to remain your trusted hometown bank for over 100 years! Since 1899, the Bank of LaFayette has had a rock-solid commitment to our customers in the LaFayette, Georgia, and surrounding area, through financial strength and unmatched customer service.
The Bank of LaFayette is also your Full Service Bank with three locations, four ATM locations, and all of the other services you expect from an independent, hometown bank. From simple checking accounts to complex financial portfolio management, The Bank of LaFayette stands ready to help you with all of your banking needs.
Thank you for visiting our web site. We encourage you to continue to browse through our site and we hope you enjoy your visit. We would also like to extend an invitation for you to come by and visit us in person at any of our convenient Bank of LaFayette locations.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2013. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
FDIC's Money Smart financial education curriculum for adults
On October 28, 2010, the FDIC released an enhanced version of its instructor-led Money Smart financial education curriculum for adults. The enhanced curriculum incorporates changes in the law and industry practices that have occurred since Money Smart was revised in 2006. For example, the curriculum reflects recent amendments to the rules pertaining to credit cards as well as the new overdraft opt-in rule. A new module, Financial Recovery, provides an overview of the steps consumers can take to rebuild their finances after a financial setback.
"For almost a decade, the Money Smart program has helped more than 2.5 million people learn how to more effectively manage their money," stated FDIC Chairman Sheila C. Bair. "Our enhanced Money Smart curriculum is a timely tool to educate those who want to manage their finances efficiently, including consumers without a banking relationship."
Money Smart is the FDIC's award-winning financial education curriculum designed to help consumers understand basic financial services, develop money-management skills and learn how to use banking services effectively. Findings from a longitudinal survey show that Money Smart can positively influence how people manage their finances, and these changes are sustainable in the months following the training.
To learn more about the FDIC's Money Smart program and to obtain free copies of the curriculum, visit the Money Smart page on the FDIC's Web site at www.fdic.gov/moneysmart .
