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The Bank of LaFayette has 24-Hour Teller Machines at our Rock Spring Branch, West LaFayette Branch and on North Main Street, in downtown LaFayette. These ATM's allow you to perform most banking services, including cash withdrawals. A 24-Hour Cash Dispenser is also installed at the Roper Corporation plant, in LaFayette. In addition, all three of our branches are equipped with night depositories in which you may place your transactions during hours when the lobby is closed.
The automated teller machine revolution has made banking more convenient today than ever before. With the touch of a few buttons, you can withdraw cash, make deposits, and transfer funds virtually anywhere an ATM is located. With thousands of ATM’s in the United States, not to mention worldwide, that means just about anywhere.
Play It Safe
While ATMs are convenient, it just makes sense to exercise caution when using one. This includes protecting your ATM card and cash from the view of others and being aware of your surroundings. Here are some other tips to keep in mind.
Protecting Your Card & PIN
It is very important to keep your Personal Identification Number a secret. Don't write it on your card or give the number out to anyone, including friends and family. ATM fraud is most often committed by individuals who know the ATM cardholder.
To minimize time spent at the ATM, have your ATM card ready and in your hand when you approach the machine. Don't pull it out of your purse or wallet when you get there.
Take a look around you as you approach the ATM. If you observe suspicious people or circumstances, don't use the machine at that time.
Conduct Your Transactions Privately
Use common courtesy at the ATM. Give people ahead of you space to conduct their transactions. When you use the ATM, make sure no one watches you key in your PIN. You can use your body to shield the ATM keypad.
Count Your Cash Later
Once you've completed your ATM transaction, put your money away immediately and leave the ATM premises. It's best to count your money later.
Lock Your Car Doors
If you leave your car and walk to the ATM, turn off your ignition and lock your car. If you use a drive-up ATM, be sure to roll up passenger windows and lock your car doors.
Observe Lighting and Landscape
Use extra caution when using an ATM at night. If the lights at the ATM are not working, don't use it. If shrubbery has grown up, or if a tree blocks the view, select another ATM and contact us or notify the respective bank. In fact, it's always a good idea to let us know whenever you notice anything out of the ordinary at an ATM—from overgrown bushes and poor lighting to a malfunctioning machine.
Take A Friend At Night
If you must use the ATM at night, consider taking a friend along.
(Portions of this document were prepared by the American Banker's Association)